DAI works much better. But I wouldn't hold DAI because I'd have to lock much more of my money into it than it is worth, and keep checking for crashes in case I

DAI works much better. But I wouldn't hold DAI because I'd have to lock much more of my money into it than it is worth, and keep checking for crashes in case I have to add more collateral. But it acts as a stabilizer for the Ethereum network, so power to them.