Anybody who thinks 20% APY is risk free is asking for trouble. S&P gives you an average of 6% a year so getting to 10% is hard and 20 and above is probably a sc

Anybody who thinks 20% APY is risk free is asking for trouble. S&P gives you an average of 6% a year so getting to 10% is hard and 20 and above is probably a scam or has extreme risk.