I absolutely agree that we should be conscious of privilege and (dis)advantages that we've had in life. I also agree that the focus should be on improving inco

I absolutely agree that we should be conscious of privilege and (dis)advantages that we've had in life. I also agree that the focus should be on improving income, and being able to answer "yes" to all of the questions in that list that the author poses. However, I believe that we should focus on the things that we can control. We can control our budget and spending. All of us can attempt to prioritize the things that will improve our situation (debt removal, investments, emergency nest-egg, etc). As someone else said, budgeting can't make you rich, but it can remove obstacles that keep you from being rich. Other things that one can do to improve their situation is: Changing careers, activism to improve equality and to remove "poverty traps". These should be the focus. Focusing on one's own victimhood is a focus on things that one can't control, which would results in frustration and despair.