4 ms·

I’ve had a house in Brazil before moving and sold it recently. I honestly don’t care about owning a house anymore too much, I prefer to be liquid. In Vancouver

by aprdm 4y ago

I’ve had a house in Brazil before moving and sold it recently. I honestly don’t care about owning a house anymore too much, I prefer to be liquid. In Vancouver you can make 200-400k a year as a very senior software dev / manager. You can live very comfortably and buy a house if you so wish within a couple of years. I also think with interest rates rising the prices will crash a bit within the next two years.

lbrito 4y ago
I used to not care about owning, but then I experienced the Vancouver rental market. Long term I don't want to live under the stress of maybe having to leave the house in 30 days because the landlord wants to kick me out so he can increase the rent. Yes you can make 200-400k. After taxes and rent, that is more than halved. In the end of the day 400k in Vancouver is less than 150k in Brazil. Full remote salaries of 200-250k are totally possible nowadays.
- aprdm 4y ago
  Yes but I wouldn’t want to live in Brazil, so it’s a dealbreaker right there. Also, you can rent in a rental purposed place and the chances of being kicked out is close to zero. I live in the westend and many people on my building have been here for 15+ year, which builds a very nice community. Also it isn’t halved … we do pay high taxes and IMO that’s a good thing for society On 210k you’re making 12k net per month , 6k in rent … really ?! I pay 2300 for a 1000sqft 2bdr
  - lbrito 4y ago
    Ah, apartments. That is a deal-breaker to me. I tried that, horrible experience. Broken elevators, crazy false fire alarms once per month. Had to go up and down 32 floors with my pregnant wife a couple of times. No one cared, everyone acted like it was normal Canadian condo experience. Would rather go back to Brazil than live in an apartment here again. Yeah, I'm very much pro progressive tax as well. Not complaining about it, just stating they exist and are high. Also I don't pay 6k rent, but I do pay more than you for the detached house I "chose" (limited options). I don't know, I guess I'm underwhelmed. I expected more, and better.
    - aprdm 4y ago
      Yeah seems like we’ve had very different experiences. I haven’t had bad experiences renting and have lived in a couple of different places, never in a building with more than 4 floors tho. A lane way house could be a good compromise for you. Or a townhouse. I have a single friend renting a sfh and both him and his wife bring 150k+ per year, he pays double what I do. Don’t get me wrong, prices of housing is obscene. But in Brazil it also gotten more expensive, I’ve more than doubled my money selling my house in ~8y over there. Price of food at least in my city (Florianópolis) can be more expensive than Vancouver. Going out has gotten crazy expensive too over there. I was impressed when I went back on December
      - lbrito 4y ago
        Sorry, I find that hard to believe (about food). I was in Floripa a couple of years ago and ate a huge platter of seafood for like 100 reais. The equivalent 20 CAD doesn't even buy a hamburger in Vancouver. Yeah, I know inflation has been wild back home, but it is still a long, long way from being as unaffordable as here. My semi monthly supermarket run here goes around 400 CAD, and back home would be more like 1000 BRL. To each their own. I'm glad you have been having a great time and wish you the best.
        aprdm 4y ago
        You can buy a burger for 15 bucks, even at earls. 100 reais is an appetizer of shrimps now a days, with like 15 shrimps. I think you’re out of touch of just how expensive it has gotten. Wish you the best too.

by aprdm 4y ago

lbrito 4y ago

I used to not care about owning, but then I experienced the Vancouver rental market. Long term I don't want to live under the stress of maybe having to leave the house in 30 days because the landlord wants to kick me out so he can increase the rent. Yes you can make 200-400k. After taxes and rent, that is more than halved. In the end of the day 400k in Vancouver is less than 150k in Brazil. Full remote salaries of 200-250k are totally possible nowadays.

aprdm 4y ago
Yes but I wouldn’t want to live in Brazil, so it’s a dealbreaker right there. Also, you can rent in a rental purposed place and the chances of being kicked out is close to zero. I live in the westend and many people on my building have been here for 15+ year, which builds a very nice community. Also it isn’t halved … we do pay high taxes and IMO that’s a good thing for society On 210k you’re making 12k net per month , 6k in rent … really ?! I pay 2300 for a 1000sqft 2bdr
- lbrito 4y ago
  Ah, apartments. That is a deal-breaker to me. I tried that, horrible experience. Broken elevators, crazy false fire alarms once per month. Had to go up and down 32 floors with my pregnant wife a couple of times. No one cared, everyone acted like it was normal Canadian condo experience. Would rather go back to Brazil than live in an apartment here again. Yeah, I'm very much pro progressive tax as well. Not complaining about it, just stating they exist and are high. Also I don't pay 6k rent, but I do pay more than you for the detached house I "chose" (limited options). I don't know, I guess I'm underwhelmed. I expected more, and better.
  - aprdm 4y ago
    Yeah seems like we’ve had very different experiences. I haven’t had bad experiences renting and have lived in a couple of different places, never in a building with more than 4 floors tho. A lane way house could be a good compromise for you. Or a townhouse. I have a single friend renting a sfh and both him and his wife bring 150k+ per year, he pays double what I do. Don’t get me wrong, prices of housing is obscene. But in Brazil it also gotten more expensive, I’ve more than doubled my money selling my house in ~8y over there. Price of food at least in my city (Florianópolis) can be more expensive than Vancouver. Going out has gotten crazy expensive too over there. I was impressed when I went back on December
    - lbrito 4y ago
      Sorry, I find that hard to believe (about food). I was in Floripa a couple of years ago and ate a huge platter of seafood for like 100 reais. The equivalent 20 CAD doesn't even buy a hamburger in Vancouver. Yeah, I know inflation has been wild back home, but it is still a long, long way from being as unaffordable as here. My semi monthly supermarket run here goes around 400 CAD, and back home would be more like 1000 BRL. To each their own. I'm glad you have been having a great time and wish you the best.
      - aprdm 4y ago
        You can buy a burger for 15 bucks, even at earls. 100 reais is an appetizer of shrimps now a days, with like 15 shrimps. I think you’re out of touch of just how expensive it has gotten. Wish you the best too.