> I think almost all roads to real wealth HAVE to involve budgeting. You should listen to the podcast "How I Built This". I used to think going years without b

> I think almost all roads to real wealth HAVE to involve budgeting. You should listen to the podcast "How I Built This". I used to think going years without being profitable was in the domain of modern tech startups, and what I learned is the model of "Just beg and borrow money for over a decade without turning a profit in the hope that it will pay off" has always been a fairly common model, even 40 years ago and for small non-tech businesses. On the other extreme, almost no extremely successful businesses got there by bootstrapping. Atlassian is one of the few that come to mind. It's insane, and is likely to fail, but those businesses would not have succeeded by sticking to a budget. Obviously, not advice I'd give to any individual.