Financial safety is generally more about cash flow than how it’s typically portrayed, and so paying off (even lower interest) smaller loans first increases your

Financial safety is generally more about cash flow than how it’s typically portrayed, and so paying off (even lower interest) smaller loans first increases your resilience to unexpected expenses (because your cash flow is more flexible now). There’s a psychological reason too (already commented on by others here), but there is a math reason too (cash flow).