I have to say I disagree, I think almost all roads to real wealth HAVE to involve budgeting. A budget is just a plan for how you’re going to spend your money. C

I have to say I disagree, I think almost all roads to real wealth HAVE to involve budgeting. A budget is just a plan for how you’re going to spend your money. Companies make them, the richest people in the world employee people to make them for them. If you don’t have a plan for your money BEFORE you receive it, your reptile brain and limbic system will make some silly choices when you actually have the money in hand. A good example is Michael Jordan. There’s a famous story about when he first got rich he very quickly spent all his millions on very expensive cars. He went basically from super rich to very poor in the span of a few transactions because he didn’t have a plan for his money. (Also he didn’t understand how taxes worked at the time, and he’s obviously since become super wealthy again). But this kind of thing happens all the time on a smaller scale and all this budgeting culture stuff teaches is that you should be smart and have a plan for your money, with a set of small, medium, and long term goals.