Wow, that escalated fast. I agree with a lot of the broader problems, but I don't see how "budget culture" is at the root. Yes, if you you're telling someone

Wow, that escalated fast. I agree with a lot of the broader problems, but I don't see how "budget culture" is at the root. Yes, if you you're telling someone making $30k a year that they're going to get rich through budgeting then that's disingenuous, but seems like a pretty standard marketing exaggeration. On the other hand, budgeting is something anyone can do which is useful at any scale—it's much more actionable than hand-wringing over society's woes and waiting for structural change to magically happen due to pure moral outrage.