SSDs do address the spinning rust fragmentation problem, but I don’t store anything important on an SSD, typically using an external spinning rust HD for photos

SSDs do address the spinning rust fragmentation problem, but I don’t store anything important on an SSD, typically using an external spinning rust HD for photos, media etc I do this because I once had an OS SSD fail on me. I reinstalled Windows on the replacement SSD no problem, but some important stuff got lost. SSDs wear out if used heavily, and Windows makes a huge amount of writes, mostly for stuff that isn’t even necessary or used by the user.