when you can afford it without other commitments or burdens, buy the house. Best is to have enough cash reserves. As mortgages rates are going up, job instabili

when you can afford it without other commitments or burdens, buy the house. Best is to have enough cash reserves. As mortgages rates are going up, job instability with layoffs underway, could result in foreclosures, also homes purchased for AirBB and other rental property may go down in demand with folks back in-person at office. Many many factors could cause a market correction for home prices to drop. So if you have cash reserves for 20% or higher for down payment, now might be a good time. You can refi it when the mortgage rates drop in the coming years.