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Apple BNPL will use Apple ID data for fraud prevention, uses FICO/credit reports
- deleted 4y ago[deleted]
- toomuchtodo 4y agoVery interested to see what Apple’s losses (or lack thereof) are when they can mitigate identity fraud using Apple ID and biometric mechanisms. Perhaps this encourages other fintechs to get away from lazy auth like KBA (knowledge based authentication, where you’re asked questions from your credit report data).