I forgot that some people still commute. I assumed that you have an office in your residence and a gym in the garden. You will have committed most of your time,

I forgot that some people still commute. I assumed that you have an office in your residence and a gym in the garden. You will have committed most of your time, yes. Still at least in my experience it let me do more in a quarter than in a year of taking it easy. You can retire after a few years, which should still be early enough to enjoy life.