Dont they have fixed rate mortgages in sweden? Renegotiating the rate every 3 months seems crazy. In denmark fixed rate mortgages are still the most common. I

Dont they have fixed rate mortgages in sweden? Renegotiating the rate every 3 months seems crazy. In denmark fixed rate mortgages are still the most common. I have a 30 years fixed rate (at 1%) mortgage, that I can pay out at any time (at end of any given quarter). Flex rate mortgages are somewhat popular in good times, but they are renegotiated every year or every five years. There was a period where the one year rate loans had negative interest rates.