In practise, people aren't going to try and withdraw 100% of the coins to USD. As another commenter pointed out, we would have the same problem in banks if ever

In practise, people aren't going to try and withdraw 100% of the coins to USD. As another commenter pointed out, we would have the same problem in banks if everyone came to withdraw all of their money at the same time. It's probably not as risky as Terra. I agree that we should wait for auditing though.