If you assume a bull market it's best to max out the 401K ASAP, because if stock prices rise throughout the year you want to buy stock early before it gets expe

If you assume a bull market it's best to max out the 401K ASAP, because if stock prices rise throughout the year you want to buy stock early before it gets expensive. A lot of FANG employees max out their 401K in January because they set their bonus 401K percentage to 100% and just fully fund their 401K from the bonus. This strategy is getting reamed this year, but it's historically been a good bet about 85% of the time.