Companies are responsible at an individual level for understanding the state of the environment they chose to do business in. You seem to be implying that peopl

Companies are responsible at an individual level for understanding the state of the environment they chose to do business in. You seem to be implying that people in the Bay Area are just bad with money and if they weren't, this wouldn't be a problem. Some day soon, hopefully, companies that fail to do this will fail to stay in business.