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This really doesn't sound like Visa protecting my data. It sounds more like Visa having enough horsepower and backups so that they can keep their company conti
by steve8918 15y ago
This really doesn't sound like Visa protecting my data. It sounds more like Visa having enough horsepower and backups so that they can keep their company continuously running.
Not that that's a bad thing, but I really don't believe they care about protecting our data. From personal experience, they seem to let any type of fraud occur on your credit card, and then if you protest, then they might reverse the charges. And then they issue you a new credit card number. They would prefer to fix the problem before, putting the onus on us to determine if fraud occurred, rather than actually prevent the fraud and protect our data.
- pyre 15y agoEven when fraud occurs they are not interested in going after the source unless that dollar amounts are high enough. I know this from personal experience on an e-commerce site. We detected blatant fraud happening, and the banks/card companies/processors don't care because the scale is too small. (lots of ~$100 purchases on many, many credit cards all to the same two or 3 addresses)