My fee for sending money to another UK bank account with instant settlement is $0.00 (or £0.00) Tell me more about the wonders of paying $1.62 plus currency c

My fee for sending money to another UK bank account with instant settlement is $0.00 (or £0.00) Tell me more about the wonders of paying $1.62 plus currency conversion fees plus speculative asset volatility risk to send money to their bank account with eventually consistent settlement...