And how much of your total spending is that? My monthly income goes to (very roughly estimated): * 35% rent * 10% groceries * 10% other stuff (energy, interne

And how much of your total spending is that? My monthly income goes to (very roughly estimated): * 35% rent * 10% groceries * 10% other stuff (energy, internet, subscriptions) * 10% mobility * 35% savings My rent didn't go up. Not sure if savings are part of inflation (how do you measure inflation for ETFs?). So only 30% of my income is affected by inflation, which is less than half of my spending. Your personal inflation rate will mostly depend on if you live in a new or an old building (e.g. my heating costs are tiny because the building is new) and if you have a car (I only have a motorcycle and I take the bike to work). If you live in an old house and have to drive a fuel-inefficient car to work every day, you are screwed. I think the current inflation is mostly about energy prices and only very little about money supply.