> Haven't seen a single case where the rate of my bank would not have been better. Smart move. You can be sure that when a bank offers you convenience, it's no

> Haven't seen a single case where the rate of my bank would not have been better. Smart move. You can be sure that when a bank offers you convenience, it's not to your advantage. The absolute worst are ATMs, where a "guaranteed exchange rate" can cost you 50 - 100 Euros, depending on the amount withdrawn.