> Then you could ask how many people can easily detect fake bills? Most people can, unless the fake is high quality. There are a ton of easily checked security

> Then you could ask how many people can easily detect fake bills? Most people can, unless the fake is high quality. There are a ton of easily checked security features that don't require any tool or network access. These bills do not have any of those. > But either way, checks aren't credit even if you say it is... It is a form of credit if you think about it. It is a piece of paper that promises the payment of money from one person to another person... the technical term is "Negotiable Instrument" (https://en.wikipedia.org/wiki/Negotiable_instrument https://en.wikipedia.org/wiki/Negotiable_instrument). If you are accepting the check, you are extending short term credit to the person who gives you the check... they are promising to pay the amount at a later date, even if that later date is only the few days that it takes for a cashed check to be settled. That is credit.