Banking is ripe for a tech disruption, there's honestly a lot of things that are higher tech in banks than outsiders realize. There's a very good chance in 5-10

Banking is ripe for a tech disruption, there's honestly a lot of things that are higher tech in banks than outsiders realize. There's a very good chance in 5-10 years a tech forward bank becomes the dominant player by a lot. An already large bank could pull this off, but I'd say that's less likely since they have to completely redefine their internal culture. The economy also isn't a monolith, different sectors grow and shrink differently. The interest rates were so low that VC was way more attractive, but as rates tick up more traditional banking products will likely become more attractive. Banks took a beating in 2008, because it was bad bank policy that crashed the market, that isn't the case this time.