You can send money to any Ukrainian bank account via SWIFT. This includes all personal bank accounts. A recipient needs to lookup the bank's SWIFT code and IBAN

You can send money to any Ukrainian bank account via SWIFT. This includes all personal bank accounts. A recipient needs to lookup the bank's SWIFT code and IBAN which can be non-obvious but working with crypto is also non-obvious. Fees vary as do crypto fees. Crypto is not a qualitative improvement here, it's just one option out of many with pros/cons.