If you have healthy kids, they become mostly independent at age 4-5. You may want to consider a 5 year plan in Germany, or even a 3 year plan, and then reasses

If you have healthy kids, they become mostly independent at age 4-5. You may want to consider a 5 year plan in Germany, or even a 3 year plan, and then reassess. It doesn’t have to be a one way door. You’ll have plenty of time to accumulate wealth beyond the next 5 years. And you’ll still accumulate some even in Germany.