I don't 2FA my password manager and email because of the fear of being lock out of everything. I travel a lot and some country I can't received sms. What hapen

I don't 2FA my password manager and email because of the fear of being lock out of everything. I travel a lot and some country I can't received sms. What hapen if I got stole everything. Loose access to my email, bank account .. I don't event know people number because it's in my phone.