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> I don't need to involve the insurance company, I don't need to talk to any bank or finance company, I can simply go to any local independent provider and hav

> I don't need to involve the insurance company, I don't need to talk to any bank or finance company, I can simply go to any local independent provider and have the car repaired. Or indeed not, if I decide it's not worth it. This is all true for a leased car as well. The only difference is that when you turn the leased car in at the end of the term, you may get charged by the leasing company for any damages that are currently on the car.

logifail 4y ago
> This is all true for a leased car as well Almost, except that: > The only difference is that when you turn the leased car in at the end of the term [...] Yes, correct, and exactly what I was alluding to: the significant difference between owning and leasing! EDIT: Maybe I'm missing something (we've only ever owned vehicles outright, never leased). Q: If you are leasing a car and you have a (let's say fairly serious) crash, are you allowed to have it repaired in the manner of your choice, even at a third-party repair shop, and not even be obliged to inform the leasing company about the accident and/or the repairs?