I'd want to see a citation for that, because it contradicts several sanity checks. Generally if you buy a smartphone as part of your cell plan, you need to pas

I'd want to see a citation for that, because it contradicts several sanity checks. Generally if you buy a smartphone as part of your cell plan, you need to pass the same kinds of credit checks. Then, you're tied to that phone with hurdles to transfer it to someone else (which you'd need to so they can put their number with it). Then you'd need to consistently pay these loans off, which doesn't intersect very well with the kind of people who have bad credit.