4 ms·

Teacher with $303,000 in student debt says $10k loan-forgiveness not enough

7 points by crhulls 4y ago

dontbenebby 4y ago
Why become a teacher then? You're not entitled to your dream job nor access to minors. You can have that same impact on people, if not more, just being a guy going around buying coffees and not letting adults be antisocial to kids in your presence. Also, you misspelled the title OP :-)
- slater 4y ago
  > access to minors > letting adults be antisocial to kids in your presence wtf...?
  - dontbenebby 4y ago
    I live in a city. So I had stuff like a group of high school kids come into the cafe I was working in, some guy very pointedly looks at them, then at me, then he got angry I loudly said "Oh, those girls are in HIGH SCHOOL, can't you read the shirt?" I had a series of interactions like that that got me labeled "troublesome", it's why I'm looking at other places to live. That is what I mean by not tolerating antisocial behavior. Happy I was able to help you understand friend.
    - celticninja 4y ago
      I have no idea what point you are trying to make. So I'm not sure if you helped someone else understand what you were saying but you didn't help me at all.
      - dontbenebby 4y ago
        No worries. The point is we don't need people to become teachers who will be shocked they incurred debt in the process. That's true for pretty much any degree. Sorry if you didn't enjoy the comment, that's why they have the little voting buttons.
        celticninja 4y ago
        I was asking for an explanation. Yes I could downvote and move on but you seemed to be trying to make a point, but it was impossible to find it. I thought giving you another opportunity would help others but I think perhaps you don't want to be understood, you just wanted to make a snide comment. Seriously, this isn't Reddit, HN has a decent comment section because usually people take time to make considered and worthwhile comments. I guess you decided against that course of action.
        dontbenebby 4y ago
        Oh sure, to be clear, I'm in a terrible mood because I found out many of the reasons I struggled to work centered around folks from K-12 abusing their access in every sense of the word. For example, I tried to pivot to the arts after learning to code and hack and doing an OSINT certification, all done out of savings as the local police refused to take a series of electronic and physical attacks seriously. My comments are extremely worthwile, in the sense the last time I posted like this, my hometown got it's first black mayor, our cult-adjacent congressman decided to leave office, and a slew of other great outcomes. The issue is that perpetually, after I lift others up, they kick away the ladder. But yeah, maybe that one comment wasn't perfectly to your liking. Sorry about that. I'm struggling to understand to be paid when I say things instead of being told to be polite to folks who plagarize me. (I literally emailed a law school dean, asking to discuss revoking the degrees of at least one individual. I thought they'd take that seriously, since I've been physically attacked twice since COVID fell in parallel with the above, but they chose to ignore the email.) Now, if you don't mind, please go ahead and use votes to communicate because I don't really want to talk anymore, ok? I'm autistic, and you make me feel overwhelmed.
whywhywhywhy 4y ago
Can’t read the article because the popovers just glitch out but why would you take on that amount of debt if you can’t pay it off?
7174n6 4y ago
How do you rack up 300K in debt to get degrees in education related fields? What school did you go to? I have a bachelors from a state school and masters from a private school and never even came close to those costs. It seems like you should have chose a better course to become a teacher.
uberman 4y ago
I feel terrible for the teacher in question. That balance is obviously going to be almost impossible to pay off. However, there are a number of bad decisions here that are suspect. Firstly, she clearly did not take out a 303k loan. Her loan at one time was much smaller but I don't know what her graduation balance was. Perhaps others do. I'm guessing that it was probably at most 150k (still a huge amount) Here are some interesting facts. She is 53 and her loans have been in forbearance (we are not told how long). That means at some point she stopped making payments but interest kept accruing. Her loans are on pause at the moment thanks to the feds but again she is apparently not making payments. However she IS paying for her nephew to go to college. Great back story but it seems inappropriate to pay for a relative to go to college then claim you can't afford to pay for your own college debt.
wdb 4y ago
I can still remember when I was studying people on purpose took loans from the government because the interest on savings accounts was higher than the interest the government was asking for the loan itself. You could make a small profit! Our government was quite happy to loan you money; every school year they would give the loan to me and I had to cancel it
deleted 4y ago
[deleted]

7 points by crhulls 4y ago

Why become a teacher then? You're not entitled to your dream job nor access to minors. You can have that same impact on people, if not more, just being a guy going around buying coffees and not letting adults be antisocial to kids in your presence. Also, you misspelled the title OP :-)

slater 4y ago
> access to minors > letting adults be antisocial to kids in your presence wtf...?
- dontbenebby 4y ago
  I live in a city. So I had stuff like a group of high school kids come into the cafe I was working in, some guy very pointedly looks at them, then at me, then he got angry I loudly said "Oh, those girls are in HIGH SCHOOL, can't you read the shirt?" I had a series of interactions like that that got me labeled "troublesome", it's why I'm looking at other places to live. That is what I mean by not tolerating antisocial behavior. Happy I was able to help you understand friend.
  - celticninja 4y ago
    I have no idea what point you are trying to make. So I'm not sure if you helped someone else understand what you were saying but you didn't help me at all.
    - dontbenebby 4y ago
      No worries. The point is we don't need people to become teachers who will be shocked they incurred debt in the process. That's true for pretty much any degree. Sorry if you didn't enjoy the comment, that's why they have the little voting buttons.
      - celticninja 4y ago
        I was asking for an explanation. Yes I could downvote and move on but you seemed to be trying to make a point, but it was impossible to find it. I thought giving you another opportunity would help others but I think perhaps you don't want to be understood, you just wanted to make a snide comment. Seriously, this isn't Reddit, HN has a decent comment section because usually people take time to make considered and worthwhile comments. I guess you decided against that course of action.
        dontbenebby 4y ago
        Oh sure, to be clear, I'm in a terrible mood because I found out many of the reasons I struggled to work centered around folks from K-12 abusing their access in every sense of the word. For example, I tried to pivot to the arts after learning to code and hack and doing an OSINT certification, all done out of savings as the local police refused to take a series of electronic and physical attacks seriously. My comments are extremely worthwile, in the sense the last time I posted like this, my hometown got it's first black mayor, our cult-adjacent congressman decided to leave office, and a slew of other great outcomes. The issue is that perpetually, after I lift others up, they kick away the ladder. But yeah, maybe that one comment wasn't perfectly to your liking. Sorry about that. I'm struggling to understand to be paid when I say things instead of being told to be polite to folks who plagarize me. (I literally emailed a law school dean, asking to discuss revoking the degrees of at least one individual. I thought they'd take that seriously, since I've been physically attacked twice since COVID fell in parallel with the above, but they chose to ignore the email.) Now, if you don't mind, please go ahead and use votes to communicate because I don't really want to talk anymore, ok? I'm autistic, and you make me feel overwhelmed.

whywhywhywhy 4y ago

Can’t read the article because the popovers just glitch out but why would you take on that amount of debt if you can’t pay it off?

7174n6 4y ago

How do you rack up 300K in debt to get degrees in education related fields? What school did you go to? I have a bachelors from a state school and masters from a private school and never even came close to those costs. It seems like you should have chose a better course to become a teacher.

uberman 4y ago

I feel terrible for the teacher in question. That balance is obviously going to be almost impossible to pay off. However, there are a number of bad decisions here that are suspect. Firstly, she clearly did not take out a 303k loan. Her loan at one time was much smaller but I don't know what her graduation balance was. Perhaps others do. I'm guessing that it was probably at most 150k (still a huge amount) Here are some interesting facts. She is 53 and her loans have been in forbearance (we are not told how long). That means at some point she stopped making payments but interest kept accruing. Her loans are on pause at the moment thanks to the feds but again she is apparently not making payments. However she IS paying for her nephew to go to college. Great back story but it seems inappropriate to pay for a relative to go to college then claim you can't afford to pay for your own college debt.

wdb 4y ago

I can still remember when I was studying people on purpose took loans from the government because the interest on savings accounts was higher than the interest the government was asking for the loan itself. You could make a small profit! Our government was quite happy to loan you money; every school year they would give the loan to me and I had to cancel it

deleted 4y ago

[deleted]