Sure they do. Not on a one go, maybe, just wait for the interest to pile up. Shor-term unsecured loans are notorious for trapping people into financial ruin. Th

Sure they do. Not on a one go, maybe, just wait for the interest to pile up. Shor-term unsecured loans are notorious for trapping people into financial ruin. Their legality depends on jurisdiction but the last time I checked they were present in many first-world economies. Easy access to high-interest loans is what makes deliberate addiction mechanics for mass consumption entertainment truly insidious. Gambling used to be branded as gambling with strict state controls, and you could expect people to recognize it as a morally questionable endeavor in which only consenting adults should dabble. Games that utilize the same psychological switches as gambling and allow microtransactions that link to these psychological switches are similar enough to gambling in my books that they should be treated as such.