Just an excel sheet that I put balances into monthly. As long as the numbers go up, everything's fine. The hardest part is separating investment "earnings" fro

Just an excel sheet that I put balances into monthly. As long as the numbers go up, everything's fine. The hardest part is separating investment "earnings" from real earnings. I'd like to know whether I'm saving money from my direct compensation, or whether I'm leaching off stock market gains, but I'm not sure of the right way to track the difference.