> It was then and there that I decided that being rich wasn't so much about having a lot of money as not having to worry about money. This is really a crucial

> It was then and there that I decided that being rich wasn't so much about having a lot of money as not having to worry about money. This is really a crucial insight. My wife recently got a promotion which moved us to a higher COL area. I'm a programmer (but at a non-tech company), and since we were in a low COL area I never cared much about salary before. We didn't worry about money and it just didn't matter. Now, we are making more money, but we have a massive mortgage weighing over us. I keep thinking that I need to find a job at market rates to pay off this debt. It's a constant source of stress and a huge hit on QOL. So from personal experience, I can tell you, if you are in a position where you are never worried about money... don't rock the boat.