> also at some point people really are almost willfully blind to downsides I agree with you, but in societies with the concept of bankruptcy, compulsory health

> also at some point people really are almost willfully blind to downsides I agree with you, but in societies with the concept of bankruptcy, compulsory healthcare, etc., we all bear the burden of their willful blindness. That's why it should be a supply-side solution: people shouldn't be able to sell dangerous/scammy/faulty products at all, because there will always be suckers that the rest of us have to prop up when they launch themselves into poverty,