I did briefly look into it, but my situation isn't credit card debt. I am not carrying balances that I can't pay down. These are loans that have an end date, a

I did briefly look into it, but my situation isn't credit card debt. I am not carrying balances that I can't pay down. These are loans that have an end date, and that end date is less than 5 years. It is a tight 5 years don't get me wrong, but there is an end to this that I don't think bankruptcy is the answer for me. It is 60k in medical debt, $1500 a month is a lot but to pay off that much in less than 5 years... And then admittedly I am in a very very good situation (suddenly I have $1500 extra money in my budget)