You cut out the "bring aggressive" part. I have already made a ton of cuts to my budget this that additional $300 would be basically removing any fun I have lef

You cut out the "bring aggressive" part. I have already made a ton of cuts to my budget this that additional $300 would be basically removing any fun I have left. Yes I have considered that, I ran the costs of moving out to the suburbs. But in doing so I would need to buy a car, insurance, making a parking spot in a garage depending on where. With the suburbs even going up in rent the cost just doesn't makes sense. I would not be saving money by moving out of the city. Ignoring the question on what kind of car loan I would even get with almost 60k in medical debt having over me. Add too that the increase costs for when I do need to come into the city to go to the office, the quality of life costs for that commute.