> If they're anything like me, they do this because not doing it is a 1% - 4% increase in cost. Yep, I have 3% cash back so I put every bill I can on my credit

> If they're anything like me, they do this because not doing it is a 1% - 4% increase in cost. Yep, I have 3% cash back so I put every bill I can on my credit card, even if there's a fixed fee (usually $2-3) on it. I earn about $30-60/month that goes straight to savings.