4 ms·

> The reality is my options are slim. Maybe I could get a roommate but I shouldn’t have too making as much as I do and at the point in my life I am at This is

by tekla 4y ago

> The reality is my options are slim. Maybe I could get a roommate but I shouldn’t have too making as much as I do and at the point in my life I am at This is the entitlement. You have options that you refuse to take that would significantly help due to some weird standard.

pessimizer 4y ago
No, it's not. People who are in the top 10% of incomes shouldn't need a roommate to get by, they should be able to support other people (like a family.) The income distribution is nowhere near flat enough for that to be acceptable; if elites are worried about getting by, everybody else is a lot more worried.
- tnel77 4y ago
  While I agree with you overall, I hope you aren’t saying that someone in the top 10% of incomes is “elite.”
  - throwaway5959 4y ago
    OK, then who would you say are elite, if not the people that make more than 90% of people?
    - tnel77 4y ago
      I would personally think of “the elite” as people making millions a year and flying in private jets. Not people leveraged out of their minds so they can drive a new Tahoe and have Starbucks every morning. I think of “elite” people as those making decisions for all of us behind the scenes in major governments or businesses.
      - hellisothers 4y ago
        Yea “elite” isn’t a difference in degree it’s a difference in kind. It’s not just more money, it’s a step function Wealth and Power.
- AnIdiotOnTheNet 4y ago
  See now that sounds entitled to me. They don't need a roommate to get by, unless of course they want to continue living at the edge of their means like they are right now. It's the sum of their choices that make that money disappear.
1970-01-01 4y ago
Agreed, but without more information its very hard to justify it. Some can't make more due to risk aversion issues, some can't to medical issues, others just are too lazy to hustle a side job.
nerdjon 4y ago
It is not entitlement, There is zero reason that anyone making over 6 figures should not be able to sustain living on their own. The ONLY reason I cannot is because rent prices continue to skyrocket. If someone making over 6 figures has to get roommates there is something seriously broken. That is not entitlement.
- Kon-Peki 4y ago
  You wrote that you are going to move in with your partner but that it won't help much, yet you also are writing that rent is the biggest problem you have. This is a little confusing to me. If you don't want to go into more detail that's perfectly fine, but you aren't going to get much useful advice. The best I can say is this: The world is cruel, and society isn't really all that into freely giving people what they deserve. "Entitlement" is a fairly loaded word these days, so I'll just skip using it. It's not about what you deserve, it's what you can pay for. When I graduated and got my first real job, a bunch of old software engineers gave me a hard time about my fiscal habits. I met and married a wonderful woman and she gave me a hard time about my fiscal habits. I learned; I was pushed; I was pulled; I changed. And I never would have done it myself. We lived "cheaply" and had a high savings rate. We paid off credit cards, student loans, medical debt. All while renting. We eventually bought a place that was much cheaper than we could "afford", and eventually moved up to a nicer place. It's still not as nice as other people we know. If they care, they don't say anything to us about it. Whatever. Long ago I stopped thinking about what I deserve. What society owes me as a highly-compensated person. It's fine over on this side.
- s1artibartfast 4y ago
  6 figures isn't much in one of the most expensive locations on the planet today. Inflation matters a lot and 6 figure designation doesn't mean what it once did. 100k in 2000 is 50K today. 100k in 1980 is 25k today.
  - nerdjon 4y ago
    I do realize this, but going by the 30% rule on 100k a year is still $2,500 a month on rent. It should be possible find a place on your own for that much. I will also say that for myself, I am below that 30% marker for what I pay and make. Even with the $500 increase I have mentioned. So either that 30% recommendation is broken, or something else is (I mean we all know that housing market is broken so no reason to dance around it). So yes I do realize that inflation matters, but 100k is still a lot of money. There are entire families that live on less than that. And yet, the idea that I make well over that and want to live on my own is entitled? And yes I do also acknowledge I live in a city, but I also don't have the expense of a car (monthly payment and insurance) or the gas to run it. This is very broken. Yes my $1,500 a month towards medical loans is not helping my situation, but that is also why I am below 30% for rent.

by tekla 4y ago

pessimizer 4y ago

No, it's not. People who are in the top 10% of incomes shouldn't need a roommate to get by, they should be able to support other people (like a family.) The income distribution is nowhere near flat enough for that to be acceptable; if elites are worried about getting by, everybody else is a lot more worried.

tnel77 4y ago
While I agree with you overall, I hope you aren’t saying that someone in the top 10% of incomes is “elite.”
- throwaway5959 4y ago
  OK, then who would you say are elite, if not the people that make more than 90% of people?
  - tnel77 4y ago
    I would personally think of “the elite” as people making millions a year and flying in private jets. Not people leveraged out of their minds so they can drive a new Tahoe and have Starbucks every morning. I think of “elite” people as those making decisions for all of us behind the scenes in major governments or businesses.
    - hellisothers 4y ago
      Yea “elite” isn’t a difference in degree it’s a difference in kind. It’s not just more money, it’s a step function Wealth and Power.
AnIdiotOnTheNet 4y ago
See now that sounds entitled to me. They don't need a roommate to get by, unless of course they want to continue living at the edge of their means like they are right now. It's the sum of their choices that make that money disappear.

1970-01-01 4y ago

Agreed, but without more information its very hard to justify it. Some can't make more due to risk aversion issues, some can't to medical issues, others just are too lazy to hustle a side job.

nerdjon 4y ago

It is not entitlement, There is zero reason that anyone making over 6 figures should not be able to sustain living on their own. The ONLY reason I cannot is because rent prices continue to skyrocket. If someone making over 6 figures has to get roommates there is something seriously broken. That is not entitlement.

Kon-Peki 4y ago
You wrote that you are going to move in with your partner but that it won't help much, yet you also are writing that rent is the biggest problem you have. This is a little confusing to me. If you don't want to go into more detail that's perfectly fine, but you aren't going to get much useful advice. The best I can say is this: The world is cruel, and society isn't really all that into freely giving people what they deserve. "Entitlement" is a fairly loaded word these days, so I'll just skip using it. It's not about what you deserve, it's what you can pay for. When I graduated and got my first real job, a bunch of old software engineers gave me a hard time about my fiscal habits. I met and married a wonderful woman and she gave me a hard time about my fiscal habits. I learned; I was pushed; I was pulled; I changed. And I never would have done it myself. We lived "cheaply" and had a high savings rate. We paid off credit cards, student loans, medical debt. All while renting. We eventually bought a place that was much cheaper than we could "afford", and eventually moved up to a nicer place. It's still not as nice as other people we know. If they care, they don't say anything to us about it. Whatever. Long ago I stopped thinking about what I deserve. What society owes me as a highly-compensated person. It's fine over on this side.
s1artibartfast 4y ago
6 figures isn't much in one of the most expensive locations on the planet today. Inflation matters a lot and 6 figure designation doesn't mean what it once did. 100k in 2000 is 50K today. 100k in 1980 is 25k today.
- nerdjon 4y ago
  I do realize this, but going by the 30% rule on 100k a year is still $2,500 a month on rent. It should be possible find a place on your own for that much. I will also say that for myself, I am below that 30% marker for what I pay and make. Even with the $500 increase I have mentioned. So either that 30% recommendation is broken, or something else is (I mean we all know that housing market is broken so no reason to dance around it). So yes I do realize that inflation matters, but 100k is still a lot of money. There are entire families that live on less than that. And yet, the idea that I make well over that and want to live on my own is entitled? And yes I do also acknowledge I live in a city, but I also don't have the expense of a car (monthly payment and insurance) or the gas to run it. This is very broken. Yes my $1,500 a month towards medical loans is not helping my situation, but that is also why I am below 30% for rent.