I'm skeptical of provocative labels like this, and the article demonstrates why: > Living paycheck-to-paycheck doesn’t necessarily mean hardship, and LendingCl

I'm skeptical of provocative labels like this, and the article demonstrates why: > Living paycheck-to-paycheck doesn’t necessarily mean hardship, and LendingClub makes the distinction between those can pay their bills easily and those who can’t. Only a fraction of high earners -- roughly one in ten -- reported issues covering all their household expenses in April, according to the survey. Without spending breakdowns, this article isn't informative. Of those in the one-third, how much of their budgets is non-discretionary? How are they classifying expenses like retirement contributions?