> This is effectively the same as saying credit card surcharges are legal. They are functionally similar but not effectively the same. Most notably, you couldn

> This is effectively the same as saying credit card surcharges are legal. They are functionally similar but not effectively the same. Most notably, you couldn't vary the discount based on card type, which makes it useless when negotiating fees with specifiv PCNs. This is precisely why there was a class action antitrust lawsuit, the settlement for which required PCNs (specifically Visa and Mastercard) to change their terms to allow surcharges.