It seems like your government has chosen one specific way for you to live, and not given you much financial flexibility to live any other way. Know that it is n

It seems like your government has chosen one specific way for you to live, and not given you much financial flexibility to live any other way. Know that it is not the same everywhere. Where I live there are no government–imposed financial incentives to encourage people to commute. (A lot of _employers_ encourage commuting, but not all of them do).