In the us, a few years ago, my program offered a stipend of 22,000 usd per year. Provided I taught a few classes, graded homework, tests, etc. While doing resea

In the us, a few years ago, my program offered a stipend of 22,000 usd per year. Provided I taught a few classes, graded homework, tests, etc. While doing research and taking my own classes. That was very lucky, many programs do not offer stipends and require people to take out loans.