The obscene rents being in government coffers is somehow magically better than in some billionaire's bank account? You can make bullshit ideological arguments

The obscene rents being in government coffers is somehow magically better than in some billionaire's bank account? You can make bullshit ideological arguments about the intrinsic goodness of one or the other all day but the fact of the matter is that any system of providing for retirement other than literally just saving up resources (which would be horrendously wasteful) and then spending them over retirement is going to necessitate contributions by currently productive members of society. Money has to flow from worker to grandma somehow. And there's always intermediaries. And they always take a cut. Maybe it's you that's not that original.