Suggestions: 1. Make colleges fund student loans instead of government. That gives them the incentive to make sure students graduate with credentials that all

Suggestions: 1. Make colleges fund student loans instead of government. That gives them the incentive to make sure students graduate with credentials that allow them to get a job and pay back the loan. 2. If students didn't graduate, or graduated with a degree they can't use, let them go back to the school they already paid tuition to at no cost to get a different degree. And no, the government doesn't pay the school for this - they were already paid once. If schools say they'd go bankrupt, fine - let them. They can either trim the fat off their administrative staff or close. If a school closes, make it like an FDIC bank where the student gets to go to some other school to finish their degree. Just wiping out student debt is probably the worst possible solution.