What the heck bank is this? I bank with the reviled BofA, and once a year or so I misjuggle my accounts and bounce something, and every time they courtesy cred

What the heck bank is this? I bank with the reviled BofA, and once a year or so I misjuggle my accounts and bounce something, and every time they courtesy credit the fee, which is their official policy. Usually when this overdraft sob story is posted to a forum with a call for revolution, it is by someone who is a habitual line skater who is miffed they keep geting caught out.