Regarding the salient point of "Don't buy a home warranty": I guess it should always have been obvious that the most profitable product to sell is "nothing", A

Regarding the salient point of "Don't buy a home warranty": I guess it should always have been obvious that the most profitable product to sell is "nothing", AKA most types of insurance and warranty. At this point it's optimized to the point of the computer telling customer service peons whether it's "worth" entertaining your claim. Ethics and actual customer service have gone out the window.