I think credit card companies are starting to charge for "overdraft" fees. I got mails asking me to sign up for over-the-limit protection program. I was like,

I think credit card companies are starting to charge for "overdraft" fees. I got mails asking me to sign up for over-the-limit protection program. I was like, huh? What over-limit? Just decline the charge when the limit has been exceeded. Apparently the CC companies would gladly authorize over the limit charge with a fee. Sneaky.