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I was discussing this with my friend the other day and she's convinced that if she didn't have overdraft 'protection' there are still certain merchants who run
by Qz 15y ago
I was discussing this with my friend the other day and she's convinced that if she didn't have overdraft 'protection' there are still certain merchants who run debit cards as credit cards which then incur an overdraft fee anyway. Has anyone heard of this? I'm looking for some evidence I can use to get her to cancel the overdraft nonsense before she gets further in debt.
- gujk 15y agoCall the bank and ask, and consider whether she may be lying to you to protect her preferences.
- anaccountiguess 15y agoi had something like this happen with Netflix. my account at TCF Bank was low and the transaction was denied. then, apparently, Netflix tried the transaction again and succeeded, which overdrafted my account. i asked the bank what the difference between the transactions was and they just shrugged. it's possible your friend's explanation is accurate
- majorlazer 15y agoYep. Example would be having your account tied to your PayPal. It will remove regardless if you have the overdraft protection or not.