Invest in very boring things, like S&P500 and AGG ETFs. If you feel tempted, try investing a couple of percent in something more exiting. You'll find its easy t

Invest in very boring things, like S&P500 and AGG ETFs. If you feel tempted, try investing a couple of percent in something more exiting. You'll find its easy to invest with hindsight but very hard to do it in reality. With your fingers safely burned you'll be happy to return to your boring ETFs. Pay attention to transaction fees and taxes.