A few pointers: 1. Educate yourself in Personal Finances in general 2. As part of #1 above, you will learnt that Personal Finances and Saving and Investing ar

A few pointers: 1. Educate yourself in Personal Finances in general 2. As part of #1 above, you will learnt that Personal Finances and Saving and Investing are not one and the same, but 3 different concepts. Hint: Investing is a subset of Saving, and Saving is a subset of Personal Finances. 3. Personal Finances has a lot more to do with your own personality, psychology, behaviors, and priorities than anything else you can learn anywhere. 4. Start by reading Suze Orman's early books, before she became ultra famous. That's for Personal Finances. Savings is nothing more than the delta differential between cash in minus cash out. IMO the more you save, the better. As far as investing is concerned, pick up a few online college-level courses on investing, pay attention to asset allocation/portfolio management. Some would say it's an overkill, I don't. How important is your money and retirement and everything relating to that? YMMV