It's the VC-finance industrial complex, where the incentives aren't aligned with the sources of the money. Arguably being transparent at the per-transaction le

It's the VC-finance industrial complex, where the incentives aren't aligned with the sources of the money. Arguably being transparent at the per-transaction level which allow everyone and their mother to then do simple math to understand that such a business model isn't sustainable - but they're not currently paying enough attention, just in a very shallow way - they see Uber or Lyft on the news plenty, maybe use the services themself - until it's too late. All of this should be educating people giving their money to institutions or stockbrokers to make sure their money and whomever they're giving the power to dictate where it goes is aligned with long-term results, and arguably not at all on per-transaction buy/sell actions. I think a lot of our problems today stem from there being such an abundance of wealth/riches that enough people could become lazy and relatively inattentive with their money, blindly trusting others without understanding the underlying mechanisms enough - and perhaps blindly believing government institutions like the SEC would protect them - instead perhaps trusting long-time existing brand names as some sort of measure of trust. Bitcoin et al are the next evolution the VC-finance industrial complex has latched onto quite successfully, so far.