I know a guy, who was at a conference, and was told by a guy in banking that one of the credit scoring techniques for credit card applications was checking if t

I know a guy, who was at a conference, and was told by a guy in banking that one of the credit scoring techniques for credit card applications was checking if the first and last letters of your family name are vowels. The idea being that Nigerians usually have vowels on both ends of their family names.